What we do

Everything Pinnora does, in one app

Invest, save, borrow, trade, pay and get paid from one account that opens in your browser. Here is each product in a few lines, with where to read more and where to find it in the app.

One account, one balance

Everything on this page lives in the same account. Money arrives in and leaves from your funding wallet; your investments are held in your trading account; savings, plans and loans sit beside them. Your total balance adds it all up, in the currency you choose to see it in.

Pinnora opens in your web browser at mypinnora.com/app/, on a phone or a computer, and can be added to your Home Screen like an app. Pinnora is operated by Pinnora Technologies Limited in Berlin; the company and how to reach it are on the about page.

Invest and grow

Stocks, crypto, funds and IPOs

US stocks, major crypto assets and index funds, bought by the dollar from $1, plus Pinnora’s IPO book.

How investing works · Open the app

Investment plans

Plans for a fixed term that aim for a target return, up to 182.5% targeted APR, from $1.

About plans · See the plans

Borrow and build

Loans

Borrow dollars against the stocks, funds or crypto you hold, at 8.9% APR or less, without selling them.

How loans work · Open Loans

Move money

Deposits and withdrawals

Pay in by bank transfer or crypto, and take money out to a bank account or a crypto address, with every fee shown first.

Fees and funding · Open your wallet

Pay other members

Send money to any member by their @username, instantly and free; it lands straight in their funding wallet.

What is free · Open the app

Keep track and stay safe

Help and support

Step-by-step guides, short answers, and support tickets answered by a person.

Help centre · Open a ticket

Before you start

Rates, rewards, fees and limits on this website are a guide, and most are filled in from what is on offer as the page is sent. The figures that apply to you are the ones the app shows before you confirm.

Open Pinnora in your browser

Your account, your investments and your savings in one place, on any phone or computer.

Open the App